Investment Planning

We rely on core principles developed and tested since the inception of our firm. These principles are:

Asset allocation does not ensure a profit or protect against a loss.

  • Asset allocation* provides the foundation to managing portfolio risk and volatility

  • Tax efficiency and asset location are critical

  • Portfolio expenses must be scrutinized

  • No single money management firm can be all things to all people

  • Our most important role is to be an objective advocate; our goal is to control costs, be tax efficient, and manage risk, which provides the most effective way of helping you toward your goals.


We leverage the power of technology to drive our disciplined five-step investment process:

  • Advice & planning

  • Portfolio modeling, analysis, & design

  • Investment policy statement (IPS) development planning

  • Implementation, manager search, & selection

  • Ongoing review, due diligence, & reporting